budgeting

  • budgeting,  mom

    How to make budgeting work for you

    Different families have different circumstances, budgets and priorities. While my husband works full time, my main job right now is to makes our household run smoothly, take care of our 4 children and stay on budget. In the past 10+ years since working full time, I have helped bring income in by working part time as a preschool teacher, babysat my old coworker and friend’s children and neighbor’s child and tutored Spanish. With a 18 month old, my focus has been to get him on a schedule and I will probably return to tutoring in the evenings this fall. While the following tips and ideas are not by any means…

  • budgeting,  mom

    Why I changed the way I grocery shop

    About a year or so  ago, I changed the way I go about making a grocery list. While sticking to a monthly grocery budget (I strive for about $520 a month including our toiletries and paper items), I changed the way I planned my menu and wrote my grocery list. I used to just write my menu then list the ingredients I needed for these meals on my list and then shop typically at Walmart and Aldi. When we moved to a new town, I finally discovered why so many people enjoy shopping at Kroger. While I still do the majority of my shopping at Aldi, these are the steps…

  • budgeting,  mom

    Dining on steak on a budget

    My husband and I love our ribeye steaks. When asked to choose a steak, we will ideally choose a ribeye every time, medium rare. But ribeye steaks are definitely not something too friendly on our budget. A few years ago, the hubby came home with some chuck eye steaks and I was sold! Chuck eye steaks have a very similar taste to ribeyes but the cost per pound is a lot less. We usually can find them for around $6-7/lb versus $13-14/lb for ribeye steaks. Since they can usually only cut two chuck eye steaks from a cow, you may not find many on the beef shelf at the grocery…